Terms of Service
Last Updated: November 2025
Welcome to Margin Method CPA, LLC ("we," "us," "our," or "Company"). These Terms of Service ("Terms") govern your use of our website at marginmethodcpa.com and your engagement of our professional services. By accessing our website or engaging our services, you agree to be bound by these Terms.
Please read these Terms carefully. If you do not agree with these Terms, do not use our website or services.
1. Acceptance of Terms
By accessing or using our website, submitting information through our contact forms, or engaging our professional services, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and any additional terms provided in our engagement letters or service agreements.
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to our website with an updated "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the modified Terms.
2. About Our Services
Margin Method CPA, LLC is a certified public accounting firm licensed in Wisconsin (License #3878). We provide professional accounting, tax preparation, bookkeeping, and fractional CFO services to clients nationwide.
Services Include:
- Tax preparation and planning for individuals and businesses
- Monthly bookkeeping and accounting services
- Financial statement preparation and analysis
- Fractional CFO and financial consulting services
- Business advisory and strategic planning
- Compliance and regulatory support
Specific services provided to you will be outlined in a formal engagement letter or statement of work, which will govern the professional relationship and supersede any conflicting terms in this general Terms of Service document.
3. Professional Relationship and Engagement
No Services Without Engagement Letter: Visiting our website, submitting a contact form, or having an initial consultation does not create a client relationship or obligate us to provide services. A formal written engagement letter signed by both parties is required before professional services commence.
Scope of Services: Services will be provided only as specifically described in the engagement letter. We are not responsible for services outside the agreed scope unless explicitly added through a written amendment.
Client Responsibilities: You are responsible for providing complete, accurate, and timely information necessary for us to perform our services. You must respond promptly to requests for information and documents. Failure to provide necessary information may delay service delivery or affect the quality of our work.
Right to Decline or Terminate: We reserve the right to decline any engagement or terminate an existing engagement for any lawful reason, including conflicts of interest, failure to provide requested information, non-payment, or circumstances that would compromise our professional independence or integrity.
4. Fees and Payment
Service Fees: Fees for services are outlined in your engagement letter and may be structured as fixed fees, monthly retainers, hourly rates, or project-based pricing depending on the service tier and scope.
Payment Terms: Unless otherwise specified in your engagement letter, payment is due upon receipt of invoice. Monthly retainer services are billed in advance at the beginning of each month. Late payments may incur late fees as specified in the engagement letter.
Additional Services: Services beyond the scope of the engagement letter will be billed separately. We will notify you before performing additional services that will incur additional fees.
Expenses: You are responsible for reimbursing reasonable out-of-pocket expenses incurred in providing services, including filing fees, software costs specific to your engagement, and other necessary expenses as outlined in the engagement letter.
Non-Payment: We reserve the right to suspend services for non-payment and to seek collection of outstanding amounts. You will be responsible for all collection costs, including reasonable attorney fees.
5. Tax Services Specific Terms
IRS Circular 230 Disclosure: To ensure compliance with IRS requirements, any U.S. federal tax advice provided is not intended or written to be used, and cannot be used, for the purpose of avoiding penalties under the Internal Revenue Code or promoting, marketing, or recommending any transaction or matter to another party.
Tax Return Preparation: Tax returns are prepared based on information you provide. You are responsible for the accuracy and completeness of all information provided. We are not responsible for errors resulting from incomplete or inaccurate information you provide.
Tax Filing Authorization: By engaging our tax preparation services, you authorize us to file tax returns electronically on your behalf and to represent you before tax authorities as specified in the engagement letter.
Estimates and Projections: Any tax estimates, projections, or planning advice are based on current tax law and your current circumstances. Actual results may differ. Tax laws change frequently, and you should consult with us before making decisions based on prior advice.
Audit Support: Basic correspondence with tax authorities is included in standard tax preparation services. Representation during audits, appeals, or extended tax authority inquiries constitutes additional services and will be billed separately.
6. Professional Standards and Limitations
Professional Standards: Our services are provided in accordance with applicable professional standards, including the AICPA Code of Professional Conduct, Generally Accepted Accounting Principles (GAAP), Statements on Standards for Tax Services (SSTS), and Wisconsin Board of Accountancy regulations.
Not Legal Advice: We are certified public accountants, not attorneys. Nothing we provide constitutes legal advice. For legal matters, you should consult with a licensed attorney.
Not Investment Advice: Unless specifically engaged to provide investment advisory services and properly registered to do so, our services do not constitute investment advice. For investment decisions, you should consult with a licensed investment advisor.
Reliance on Others: We may rely on information and representations provided by you, your employees, third-party service providers, and other professionals. We are not responsible for verifying the accuracy of information provided by others unless specifically engaged to do so.
7. Confidentiality
We maintain strict confidentiality of all client information in accordance with professional standards and applicable law. Details about how we collect, use, and protect your information are provided in our Privacy Policy.
Exceptions to Confidentiality: We may disclose information when required by law (subpoenas, court orders, tax authority requests), to defend ourselves in legal proceedings, to comply with professional standards and regulations, with your written consent, or to third-party service providers under confidentiality agreements necessary to perform our services.
Attorney-Client Privilege: Communications with your CPA are generally not protected by attorney-client privilege. However, we maintain strict confidentiality standards as required by professional ethics rules.
8. Intellectual Property
Website Content: All content on our website, including text, graphics, logos, images, and software, is the property of Margin Method CPA, LLC and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our written permission.
Work Product: Financial statements, tax returns, analyses, and other documents we prepare for you ("Work Product") remain our property until all fees are paid in full. Upon payment, you receive a license to use the Work Product for your business purposes. We retain copies for our records as required by professional standards.
Your Information: You retain all rights to the financial data, records, and information you provide to us. We use this information solely to provide services as outlined in the engagement letter.
9. Limitation of Liability
Standard of Care: We will perform services with the care, skill, and diligence normally provided by certified public accountants in similar circumstances. However, we do not guarantee specific results or outcomes.
Limitation of Damages: To the maximum extent permitted by law and professional standards, our total liability for any claims arising from our services shall not exceed the total fees you paid to us for the specific services giving rise to the claim during the twelve (12) months preceding the claim.
No Consequential Damages: We shall not be liable for indirect, incidental, consequential, special, or punitive damages, including lost profits, business interruption, or loss of business opportunities, even if we have been advised of the possibility of such damages.
Third-Party Claims: Our services are provided solely for your benefit. We assume no liability to any third party who receives or relies on our work product without our written consent, except as required by law or professional standards.
Statute of Limitations: Any claim arising from our services must be brought within two (2) years from the date services were completed or the date you discovered or should have discovered the basis for the claim, whichever is earlier.
Professional Liability Insurance: We maintain professional liability insurance as required by applicable professional standards and regulations.
10. Indemnification
You agree to indemnify, defend, and hold harmless Margin Method CPA, LLC, its owners, employees, and contractors from any claims, liabilities, damages, or expenses (including reasonable attorney fees) arising from: (a) your breach of these Terms, (b) your violation of any law or regulation, (c) information you provide to us that is inaccurate, incomplete, or misleading, or (d) your use of our services in a manner inconsistent with professional standards or applicable law.
11. Website Use and Restrictions
Permitted Use: You may use our website to learn about our services, read our content, and contact us for professional services. All use must comply with applicable laws and these Terms.
Prohibited Activities: You may not:
- Use our website for any unlawful purpose or in violation of these Terms
- Attempt to gain unauthorized access to our systems or networks
- Interfere with or disrupt our website or servers
- Use automated systems (bots, scrapers) to access our website
- Copy, modify, distribute, or create derivative works from our content without permission
- Use our website to transmit viruses, malware, or other harmful code
- Impersonate Margin Method CPA, LLC or our representatives
- Collect or harvest information about other users
Website Availability: We strive to maintain website availability but do not guarantee uninterrupted access. We may suspend or terminate website access for maintenance, updates, or other reasons without notice.
12. Third-Party Links and Services
Our website may contain links to third-party websites or services. We do not control, endorse, or assume responsibility for third-party content or services. Your use of third-party services is at your own risk and subject to their terms and privacy policies.
We may use third-party service providers (accounting software, payment processors, etc.) to deliver our services. While we carefully vet service providers, we are not responsible for their actions or failures except as required by professional standards.
13. Disclaimer of Warranties
OUR WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
We do not warrant that our website will be error-free, secure, or uninterrupted, that defects will be corrected, or that our website or servers are free from viruses or other harmful components.
While we strive for accuracy, we do not warrant that information on our website is complete, accurate, current, or suitable for any particular purpose. Website content is for general informational purposes only and should not be relied upon without engaging our professional services.
14. Dispute Resolution
Informal Resolution: Before initiating formal proceedings, you agree to contact us to attempt to resolve any dispute informally. Please contact us at admin@marginmethodcpa.com describing the issue and proposed resolution.
Governing Law: These Terms are governed by the laws of the State of Wisconsin, without regard to conflict of law principles.
Jurisdiction and Venue: Any legal action or proceeding arising from these Terms or our services shall be brought exclusively in the state or federal courts located in Wisconsin. You consent to the jurisdiction of such courts and waive any objection to venue.
Arbitration: If informal resolution fails, disputes may be resolved through binding arbitration in accordance with the American Arbitration Association's Commercial Arbitration Rules. Arbitration will be conducted in Wisconsin. Each party bears its own costs unless the arbitrator awards costs to the prevailing party.
Class Action Waiver: You agree to bring any dispute in your individual capacity only and not as part of a class action, collective action, or representative proceeding.
15. Electronic Communications
By using our services, you consent to receive electronic communications from us, including emails, text messages (if you provide your number), and communications through our client portal. These communications may include service updates, appointment reminders, invoices, and other service-related information.
You may opt out of promotional communications but cannot opt out of essential service communications related to your engagement.
Electronic communications constitute written notice and satisfy any legal requirement that communications be in writing.
16. Data Security and Breach
We implement reasonable security measures to protect your information as described in our Privacy Policy. However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.
In the event of a data breach affecting your information, we will notify you as required by applicable law and professional standards, typically within 72 hours of discovering the breach.
17. Termination
Termination by You: You may terminate the professional relationship at any time by providing written notice. You remain responsible for all fees for services performed up to the termination date and any close-out work necessary.
Termination by Us: We may terminate the professional relationship for cause, including non-payment, failure to provide requested information, conflicts of interest, or circumstances affecting our professional independence. We will provide reasonable notice except when immediate termination is necessary to protect our professional integrity.
Effect of Termination: Upon termination, you must pay all outstanding fees and expenses. We will provide your records as required by professional standards. We may retain copies for our records as required by law and professional standards.
Survival: Sections regarding confidentiality, limitation of liability, indemnification, dispute resolution, and intellectual property survive termination of the professional relationship.
18. Multi-State Practice
Margin Method CPA, LLC is licensed in Wisconsin and provides services to clients in all 50 states under interstate practice privileges and substantial equivalency provisions as applicable. We comply with professional and regulatory requirements in all jurisdictions where we provide services.
By engaging our services, you acknowledge that your services may be provided under interstate practice privileges rather than by a CPA licensed specifically in your state.
19. Record Retention
We retain client records in accordance with professional standards, IRS requirements, and our internal policies as detailed in our Privacy Policy. Generally, we retain client records for seven (7) years after the last service date, with some records retained longer as required by law.
You are responsible for maintaining your own records. Our retention of records does not relieve you of your record-keeping obligations under tax and other laws.
20. Force Majeure
We are not liable for failure or delay in performing our obligations due to circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, pandemics, government actions, internet or utility failures, or other force majeure events.
21. Independent Contractor
Margin Method CPA, LLC is an independent contractor, not an employee, partner, or joint venturer with you. Nothing in these Terms creates an employment, partnership, agency, or joint venture relationship.
22. Entire Agreement
These Terms, together with our Privacy Policy and any engagement letter or statement of work, constitute the entire agreement between you and Margin Method CPA, LLC regarding our services and supersede all prior or contemporaneous communications and proposals.
If there is a conflict between these general Terms and a specific engagement letter, the engagement letter governs with respect to that specific engagement.
23. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
24. Waiver
Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision. No waiver shall be effective unless in writing and signed by us.
25. Assignment
You may not assign or transfer these Terms or your rights and obligations without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets with notice to you.
26. Contact Information
For questions about these Terms or to report violations:
Margin Method CPA, LLC
Email: admin@marginmethodcpa.com
Phone: 414-324-2579
Website: marginmethodcpa.com
Mailing Address:
[Your Business Address]
New Berlin, WI 53151
27. Acknowledgment
By using our website or engaging our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these Terms, do not use our website or services.
Thank you for choosing Margin Method CPA, LLC as your trusted financial partner.
"Faithful Stewardship. Strategic Growth."